Document Type



Institute for Educational Development, East Africa


The study explored the factors within the informal economy that drive voluntary contributions to social security funds, presenting findings across three key attributes: economic, social, and institutional. Voluntary contributions were evident in all three associations studied. Economic incentives, such as loans and cash assistance during sickness and death, motivated members to contribute willingly. Additionally, the allowance for small contributions during regular meetings further facilitated participation. The study found that these meetings fostered member engagement and provided social benefits. Regularly scheduled meetings, as stipulated in the associations’ constitutions, helped to organize and structure the associations. The frameworks, including rules and regulations, were aligned with national-level associations, with leadership ensuring compliance with laws and regulations, such as those governing the bodaboda association.

Publication (Name of Journal)

International Journal of Social Science Research



Creative Commons License

Creative Commons Attribution-Share Alike 4.0 International License
This work is licensed under a Creative Commons Attribution-Share Alike 4.0 International License.