Document Type



Institute for Educational Development, East Africa


This study explores the dynamics of the informal economy and the voluntary contributions made to groups, associations, and memberships within this sector. It provides an overview of the background information on these organizations, their operations, and the issues surrounding protection and risk mitigation. Additionally, the study delves into the practices of voluntary contributions within the informal economy. Qualitative research methods, including interviews and focus group discussions, were employed to gather data from informal economy actors participating in informal social organizations such as the bodaboda association, food vending networks, and beach groups. The findings suggest that informal workers often pool money together to create communal savings due to the inherent insecurities in livelihood activities and other risks. Trust and mutual support emerge as key non-financial forms of "savings" utilized within these communities.

Publication (Name of Journal)

International Journal of Global Sustainability



Creative Commons License

Creative Commons Attribution-Share Alike 4.0 International License
This work is licensed under a Creative Commons Attribution-Share Alike 4.0 International License.